- What Should You Know About Income Protection?
Income protection, as we all know, is a form of insurance that insures your income. This insurance guarantees you 75% of your wage in case you are unable to work. This might sound quite lucrative to many, but it is not as easy as it sounds. It’s not like once you take up the insurance you can leave your job and then keep redeeming the wage from the insurance company. There are certain factors involved in the whole process which you must need to understand.
First off, you must understand that the amount you will receive if you become unemployed depends on your age and the length of time for which the insurance policy is meant to be. Also, you must understand that to get the compensation you must have a valid reason of being unemployed. In most cases, you only get compensated if you are ill or have met a serious injury because of which you are unable to work.
Some people confuse income protection insurance with life insurance. Remember, with an income protection policy you cannot get compensated if the person whose salary was insured has passed away. This is what happens in a life insurance and not in income protection insurance. Similarly, this insurance should also not b confused with health insurance or accident insurance where the person is compensated for the injury he suffered or his medical cost is compensated. The main purpose of income protection insurance is to insure a person’s income and protect his well being.
- Going for Ski Instructor Courses
Ski instructor courses are best for those who are passionate about skiing and what to make a career in the field. There are different types of ski instructor courses that you can find. Some of them are for weeks while some can extend for months. Similarly, there are a number of other things that you have to consider before you ultimately go for ski instructor courses. If you want to become a ski instructor then here are a few things you will need to consider:
Cost of the Courses:
Ski instructor courses can be costly as well as they can be cheap. It all depends on your resources and your abilities. Some people even get scholarships because they are extremely good skiers. If you think you are one of them then you should try finding some scholarship programs for ski instructor courses. On the other hand, if you are not an extremely good skier yet you want to be in the field then you can search over the internet the different types of ski instructor courses available. Generally, the cost of the course will depend on the following three factors:
- Length of the course
- Extent of the course
- Place where the course is being conducted
- And, the type of people it is meant for
Advanced ski instructor courses are very expensive because they are conducted by the top notch skiing professionals. Beginner courses comparatively are cheaper. What most people do is that they start with a beginner course, learn the basics and then join the profession and later on, if needed they go for the advanced courses.
- Pursue a Career in Skiing After Taking Ski Instructor Courses
Turning a passion into a profession is possibly the best way to enjoy your life. If your job is something that you have always loved then honestly, it will never bore. In the recent years, we have seen many such passions turning into professions such as blogging, travel writing and skiing. Yes, skiing is one of those hobbies that give you the opportunity to eventually turn it into your profession. How? It’s simple – all you need to do is to take up some ski instructor courses and you will be on your way to become a professional ski instructor!
What’s the Pay-off?
Becoming a professional skier is obviously better than becoming an instructor. However, if you think you don’t have what it takes to join the sport then you can turn towards becoming an instructor. Skiing instructors enjoy good pay-offs and perks. They get to be in skiing resorts for months while being paid for it. They get to ski the whole day and again they are being paid for it. Lastly, they get to share their passion with others. Ski instructor courses are best for those who love to share their passion with others.
You will always be surrounded with people who are willing to learn from you. They will ask you for advice and you will be honored to advise them. Isn’t that something everyone looks up to when it comes to sharing your passion? If you think that’s something you would love then you should definitely look into taking ski instructor courses and turning your hobby into your profession!
Enjoy a walking or skiing holiday
If you enjoy the outdoors and love to get away into the mountains then think about a walking or skiing holiday. There are many internet sites and specialist high chain shops that have literally hundred of holidays to choose from targeted to walkers and skiers. Many travel agents will also arrange individually tailored holidays exactly to your requirements; obviously these are a little more expensive but you will get exactly what you want. They can arrange the hotel and the travel in fact everything you need to make it a perfect holiday. Some on line provides have pre planned skiing and walking holidays and, like a menu, you will choose the holiday package and the price to suit your requirements. These sorts of holidays provide company and lasting friendships in carefully chosen locations and comfortable hotels. The most popular walking and skiing holidays are The Picos, Alpajarras & Galaroza in Spain, Camonix and Mont Blanc in France and the Dolomites in Italy.